Giving out your bank account number is moderately risky , not as immediately dangerous as your Social Security number or
Wiring money to someone you don't know is extremely unsafe , one of the riskiest financial moves you can make. Wires are
Using Cash App with strangers is risky , medium-high risk, similar to Venmo but with its own unique scam ecosystem. Cash
Using Venmo for selling items on Facebook Marketplace is unsafe , high risk. Meta added warning banners in 2023 explicit
Using Zelle for rent payment is extremely unsafe , if you haven't met the landlord in person. The 'fake landlord' scam i
Using Zelle for selling items is extremely unsafe , it's the overpayment scam's favorite tool. Buyers will send more tha
Using Zelle with strangers is unsafe , high risk, and actually WORSE than Venmo or Cash App because Zelle has zero fraud
Accepting an overpayment on Venmo is NEVER safe , extreme risk. This is the single most documented scam on peer-to-peer
Cash App is generally safe for sending money to people you know , but it becomes risky when used with strangers, for bus
Linking your bank account to Cash App is moderately risky , not inherently dangerous, but the risk is account takeover,
Using Cash App for selling items is unsafe , high risk, especially on Facebook Marketplace, Craigslist, or OfferUp. Scam
Using Plaid to link bank accounts is moderately risky , not a scam, but a legitimate fintech service that raises real pr
Using personal Cash App for business is unsafe , medium-high risk. Cash App's terms prohibit business use on personal ac
If you get scammed on Zelle, you almost certainly lose your money permanently. Your bank will tell you: 'You authorized
Using Zelle for business is unsafe , high risk , because Zelle's terms prohibit business use, and they will freeze or cl
Sending Bitcoin on Cash App is extremely unsafe if you don't know the recipient , because Bitcoin transactions are compl
Giving out your routing number is less risky than your account number , but only because routing numbers are semi-public
Giving bank details over the phone is extremely unsafe , unless YOU made the call to a number YOU verified independently
Giving your bank account number to a legitimate employer for direct deposit is safe , low risk. Direct deposit is standa
Linking your bank account to Venmo is moderately risky , not inherently dangerous, but the risk is account takeover, not
Instant safety decisions for everyday life
๐ก๏ธ Not financial, medical, legal, or safety advice. Educational and entertainment use only. Verify with qualified professionals.
More Tools